Are you dealing with insurance companies after a car crash or collision? For many people, dealing with insurance can be almost as emotional or upsetting as the accident itself.
If you’ve had a recent car accident and have questions to discuss, talking with a professional Marietta personal injury lawyer may help you sort through the red tape.
According to a report in the Marietta Times, the driver of a truck was killed in an accident on Interstate 77. The accident occurred near the 178-mile marker. Upon crossing the area of the Worthington Creek bridge, the tractor-trailer ran off the road, swerved, and overturned. The cab sustained major damage, and the driver died as a result of injuries.
While every car and truck accident is unique, this crash underscores the importance of knowing what to do in the event of an accident and how to deal with insurance companies.
Understanding Negligence in Personal Injury Cases
When negligence causes a personal injury or wrongful death, a Marietta personal injury attorney has expertise in how to obtain compensation for the victims.
This is not to say that any amount of money, no matter how vast, could compensate for the life of the person. However, financial compensation may help survivors with financial support to cover costs, including medical bills.
Tips for Speaking With an Insurance Adjuster
A few days after a car accident, it is likely you will get a call from an adjuster. During this call, it is important to stay calm, be prepared, and be selective about what to say.
- Stay Calm – It can be intimidating to speak with a professional adjuster. While most adjusters are fair, they are trained in strategies and techniques in negotiation. Adjusters may start low to save their insurance company as much money as possible.
- Stay Professional – This is not the time to get emotional. Keep your tone and demeanor professional. You can remain pleasant and polite while keeping a professional tone. You do not have to have all the answers or provide more information than you are comfortable sharing at this point.
- Stay General – Before you speak with an adjuster, evaluate the evidence. You don’t want to provide extra details or indicate that you possibly did something wrong. If you have any questions about insurance, consider contacting the National Association of Insurance Commissioners, NAIC, in Georgia. Rather than speculating or giving a lot of details, keep the conversation general and brief.
- Talk With An Attorney – Speaking with an experienced personal injury attorney can help you identify the value of your claim. An attorney may be familiar with ways to negotiate all the aspects of your claim and possibly help you achieve a better settlement.
- Refer the Adjuster – If you decide to engage a lawyer, you will not speak with the adjuster directly. After engaging legal counsel, you will refer the adjuster to conduct any further communication with your attorney.
Speak With a Personal Injury Lawyer
If you are not sure about how to negotiate with an insurance company after an accident, you may want to talk with an experienced professional.